13 insurance questions to ask before buying a new home

If you are in the process of buying a new home, you should absolutely ask these questions regarding the insurance of the house.

Insurance questions

  • What kind of homeowner's insurance are you planning on getting?
  • What kind of homeowners insurance do the current owners have - and how much are they paying?
  • Is it possible to get transactional insurance that will cover you in case there are faults on the property that neither you or the seller was aware of?
  • What does the policy cover - and what does it not cover?
  • How much do you need to protect?
  • What would be the rebuilding cost of the house?
  • What is the claims history for this house?
  • How will claims be handled?
  • What disasters will the insurance not cover?
  • By what company is the house insured today?
  • Will the insurance cover personal belongings - and how much?
  • What is the liability limit?
  • What kind of insurance has people in the neighborhood chosen?

...220 more questions to ask

If you need more inspiration for relevant questions to ask, when going for a House you will benefit form reading the 233 questions to ask before buying a house white paper.

13 insurance questions to ask before buying a new home